Payday loans are good for getting yourself out of a bind, but remember that you *must* repay the loan ASAP. The interest is a killer and if you don’t repay, it only goes up! I have done UK Payday Loans (in my youth) and they were lifesavers, but you *must* repay them. Don’t build one on top of another and start rotating — that’s where you get into trouble. Look for another source of income before you take this path — if you can get a bank loan or a credit card to cover, you are better off. If, however, you decide to go with a payday loan — make it for as little as you can possibly get by with, and pay it off ASAP. There are many legit companies — not knowing what state you are in doesn’t help, but in California: CheckintoCash is a good one, and there is even one online called MyCashNow that is good as well. I’ve used both, and they are legit.